The Debt Management Group

I had 60K in debt. They gave me installment payment plan that I could afford and not according to their calculations. I was able to save substantial. They allowed me to stop their debt management group at any time [2 1/2 years]; then, I switched to my own do-it-yourself [DIY] settlement asking my creditors to close my debt for whatever amount I saved. I finished my debt for exactly 3 years. I am very glad. /// I think, it is very important that any debt management will allow customer to opt out at any time that the customer is ready to settle debt by themselves; otherwise, it will take so many years. I am glad that they are non-profit; they helped tremendously; maybe they just did not know because I opt out earlier. /// If I ever get to need another one; I will surely use again their services.